Switzerland
Banking in Switzerland on SBT.
SBT is aligned with FINMA requirements and Switzerland’s DLT Act for banking, digital asset custody, and stablecoin operations.
Regulatory framework
Swiss Financial Market Supervisory Authority (FINMA)
Switzerland’s financial regulatory framework is overseen by FINMA. The Distributed Ledger Technology (DLT) Act provides a comprehensive legal framework for digital asset operations, including DLT trading facility licenses and amendments to existing banking and securities law.
- Banking license requirements under the Banking Act (BankA)
- DLT trading facility license under the Financial Market Infrastructure Act (FMIA)
- AML/CFT compliance per AMLA (Anti-Money Laundering Act) and FINMA AML Ordinance
- Capital adequacy requirements per Basel III and CAO (Capital Adequacy Ordinance)
- Segregation and custody requirements for digital assets
- Operational resilience and outsourcing requirements per FINMA Circular 2018/3
- Client asset protection under the DLT Act amendments
SBT compliance coverage
How SBT addresses these requirements.
- KYB and KYC orchestration configured for FINMA requirements and AMLA compliance
- Transaction monitoring with AML/CFT systems aligned to Swiss regulatory standards
- Digital asset custody workflows with segregation per DLT Act requirements
- Operational resilience controls aligned with FINMA Circular 2018/3
- Audit trails and evidence preservation for FINMA examination
- Multi-currency payment orchestration supporting CHF and digital asset settlement
- Stablecoin infrastructure aligned with DLT Act framework
Deployment readiness
Evaluation phase.
SBT’s architecture is being evaluated for alignment with FINMA’s specific requirements under the DLT Act. Core compliance and operational controls are applicable. Deployment specifics are scoped per engagement.
Last reviewed: March 2026
Ready to deploy in Switzerland?
A conversation with our team will clarify how SBT fits your regulatory requirements in Switzerland.